Helmer Health Solutions – Terms of Service

Last Updated: October 2025

By using this website, you agree to these Terms of Service (“Terms”). If you do not agree, please discontinue use of the site immediately.

1. Use of Website

This website is for informational and marketing purposes only. You may not use it for unlawful activities or in any way that interferes with its normal operation.

2. No Guarantee of Coverage

Helmer Health Solutions is not an insurance company. We connect consumers with licensed agents and carriers who provide plan options. Submitting your information does not guarantee coverage or enrollment.

3. Communications Consent

By submitting your information, you consent to receive calls, text messages, and emails from Helmer Health Solutions or its licensed partners regarding insurance quotes or related offers. Message and data rates may apply. You can opt out anytime by replying STOP.

4. Intellectual Property

All content on this website—including text, graphics, logos, and images—is owned or licensed by Helmer Health Solutions. You may not copy, reproduce, or distribute any materials without written permission.

5. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content, accuracy, or privacy practices of those external websites.

6. Limitation of Liability

Helmer Health Solutions is not liable for any damages or losses resulting from your use of this site, reliance on its content, or interactions with third-party partners.

7. Disclaimer

All content is provided “as is,” without warranties of any kind. We make no guarantees about the completeness or reliability of information provided.

8. Governing Law

These Terms are governed by applicable U.S. federal laws, without regard to conflict-of-law principles.

9. Updates to These Terms

We may modify these Terms from time to time. Continued use of the site after any changes constitutes your acceptance of the updated Terms.